![]() The company charges 2.6% plus 10 cents for in-person payments, and 3.5% plus 15 cents for card-not-present transactions. Square stands out for its low-flat-rate pricing model. ProMerchant clients typically go from application to processing transactions within 72 hours, but e-commerce and mail order/telephone order (MOTO) merchants can start taking card payments within 48 hours. After that, you’ll get instructions on accessing your account and equipment via overnight mail. ![]() The application process is fairly straightforward, and most businesses will know whether they are approved within two to 24 hours. Once you contact ProMerchant for a free quote, the company will evaluate your business and recommend the best plan for you. However, the company doesn’t publicly disclose its prices on its website, which means you must fill out the online application form to get a free quote from a ProMerchant account director. ProMerchant offers month-to-month contracts so you’re not locked into a long-term agreement and you can cancel anytime without paying an early termination fee. Find the Right Credit Card Processor for Your Businessįor startups, finding a credit card processing partner can be difficult, but ProMerchant is willing to work with new businesses that don’t have an extensive financial history. Here’s a look at 12 credit card processors worthy of consideration. Some may not be the lowest-cost providers, but the extras they provide make these services better options for small businesses. The credit card processors that stood out to us support a variety of payment methods, provide e-commerce and reporting tools, and transfer funds from credit card sales into your bank account as quickly as possible. The best ones offer transparent and low pricing, few or no fees, flexible terms and the ability to expand as your business grows. Prices and services vary from one credit card processor to the next. To select the best credit card processing provider for your small business, weigh your needs against the cost of accepting payments. ![]() Best Credit Card Processing for Small Business Browse our top picks to find the best credit card processor for your business. To help streamline your buying journey, we did the legwork to find the best credit card processors for every business type and size, including the best prices, features and overall ratings. Choosing the best credit card processor can be a complex process, though, with complicated rate schedules and hidden fees to navigate. The ability to accept credit card payments is no longer a nice-to-have feature, but a critical merchant service that business owners need. ![]() This best picks page is for entrepreneurs and small business owners looking for a credit card processing service.Look for merchant services providers that are transparent about their credit card processing rates and fees so you know precisely what you’ll be paying.Customers increasingly expect to be able to pay with their debit and credit cards, as well as contactless options like Apple Pay and Google Pay.Credit card processing is one of the most critical merchant services a business requires. ![]()
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